100% Secure    Expert Lawyers    On-Time Delivery
+91 98765 43210    info@vakilexpert.in

NBFC Registration in India

Register Non-Banking Financial Company (NBFC) in India with RBI license. Minimum net worth Rs 2 Cr. Expert consultants for NBFC registration & compliance.

Free consultation. Our experts will call you within 30 minutes.

What is NBFC?

A Non-Banking Financial Company (NBFC) is a company registered under Companies Act 1956/2013 engaged in business of loans, advances, hire purchase, leasing, and investment. NBFCs are regulated by RBI under Banking Regulation Act 1949.

NBFCs play a vital role in the Indian financial system by providing credit to sectors not adequately served by banks. They cannot accept demand deposits but can accept term deposits. NBFCs are classified into various categories based on their activities.

At VakilExpert, we provide end-to-end NBFC registration, RBI compliance, annual returns, and regulatory advisory services across India with expert legal professionals.

RBI Regulated & Licensed
Minimum Net Worth Rs 2 Cr
Multiple Business Categories
100% FDI Allowed (Auto Route)

800+

NBFCs Registered

10+

Years Experience

100%

Online Process

4.9/5

Google Rating

Why Choose NBFC?

Key benefits of registering a Non-Banking Financial Company.

RBI Regulation & Trust

Operating under RBI supervision gives credibility and trust among customers, investors, and stakeholders in financial services.

Diverse Business Opportunities

Engage in lending, hire purchase, leasing, investment, and other financial activities. Wide range of NBFC categories available.

Multiple Funding Sources

Access funds from banks, capital markets, external commercial borrowings, and foreign investors for business expansion.

100% FDI Allowed

Foreign direct investment up to 100% allowed under automatic route. Attractive for international investors and joint ventures.

Complement Banking Sector

Fill credit gaps left by banks in underserved segments including MSME, rural, and priority sector lending requirements.

Flexible Regulations

Less stringent regulations compared to banks while maintaining financial stability. Can operate in niche financial segments.

NBFC Registration Process

4 steps to register your NBFC with RBI.

01
Eligibility Assessment

Verify promoter eligibility, net worth requirements, and business plan viability as per RBI norms.

02
Company Incorporation

Incorporate company under Companies Act 2013 with MOA/AOA specifying NBFC activities.

03
RBI Application

Submit detailed application to RBI Department of NBFC with all required documents and financials.

04
Get Certificate

Receive Certificate of Registration from RBI and commence NBFC operations.

Documents for NBFC Registration

KYC Documents of Promoters
MOA & AOA of Company
Audited Financial Statements
Detailed Business Plan
Net Worth Certificate (Min Rs 2 Cr)
Fit & Proper Criteria Details
Board Resolution for NBFC
Shareholding Pattern
Sources of Funds & Deployment Plan

Benefits of NBFC Registration

RBI Credibility

RBI-regulated status gives strong credibility to customers and investors for financial services operations.

Business Growth

Expand financial services operations with RBI backing. Access to wider market and customer base.

Diverse Revenue Streams

Generate income from multiple sources: interest, fees, commissions, investment returns, and financial services.

Foreign Investment

Access to international capital through 100% FDI allowed. ECB and FCCB options for large funding needs.

Priority Sector

Contribute to priority sector lending targets. Support MSME, agriculture, and underserved segments.

Industry Recognition

RBI registration gives industry recognition and trust. Essential for building brand in financial services.

Frequently Asked Questions

Common questions about NBFC registration in India.

NBFC (Non-Banking Financial Company) is a company registered under Companies Act engaged in loans, advances, hire purchase, and leasing. Regulated by RBI under Banking Regulation Act 1949.

Minimum net worth of Rs 2 Crore required for NBFC registration. For NBFC-MFI category, minimum net worth is Rs 5 Crore. Must maintain at all times.

NBFCs cannot accept demand deposits, do not form part of payment system, and not required to maintain CRR/SLR. Banks can accept demand deposits and are part of payment system.

Only specific NBFC categories can accept public deposits subject to minimum credit rating. Most NBFCs cannot accept public deposits without prior RBI approval.

Types include: NBFC-D (Deposit taking), NBFC-ND (Non-deposit), NBFC-MFI (Micro Finance), NBFC-ACFC (Account Aggregator), NBFC-P2P (Peer to Peer), NBFC-IFC (Infrastructure Finance).

NBFC registration takes 6-12 months. RBI conducts thorough examination of promoter background, financial soundness, and business plan viability.

Yes, through FCCB, ECB, and FDI. Up to 100% FDI allowed under automatic route for most NBFC categories subject to conditions.

Annual compliance includes audited financials, ALM returns, priority sector returns, KYC compliance, CRILC reporting, NOC from regulators, and Board reports.

Register your NBFC today. Free consultation with RBI experts.

Start NBFC Registration
Free Consultation

Start Your NBFC Today

Expert assistance for NBFC registration and RBI compliance services.

RBI Compliance Experts
Quick & 100% Online Process
24/7 Customer Support
Transparent Pricing
100% Secure & Confidential

Request Free Callback

Fill the form and our expert will call you within 30 minutes.

Your information is safe with us. No spam.

+91 98765 43210Get Free Consultation